The Des Moines Ordinance generally defines high risk dogs as not only those with a history or tendency toward aggression, but specifically identifies Staffordshire terriers, American Pit Bull terriers, American Staffordshire terriers (and any dog that resembles them) as high risk.
Owners of high risk dogs are required to purchase minimum liability insurance and must subject their dogs to higher levels of confinement. When it comes to securing homeowners insurance, owners of these so-called, high risk dogs might be out of luck because many insurance companies will deny coverage if high risk dogs are part of the equation.
All of this attention over potentially aggressive dogs is fueled by the fact that dog bite related claims typically account for more than a third of all insurance liability claims, costing insurers millions. The number of dog bite claims underscores the prevalence of dog bite attacks in the U.S., which can sometimes result in very serious injuries or death.
Whether a dog is considered high risk or just a go-along-get-along, dog bites happen. While some dog bite victims get by with just a scratch, some suffer injuries that require costly medical attention and may lead to permanent scarring and disfigurement. The effects of a dog attack are not just physical however, there is an emotional and psychological toll that can impact a victim’s sense of confidence and safety for years to come.
There is, of course, an expectation that a dog owner will keep their dog contained on their premises or on a leash in public – that they will properly train their dogs and reinforce a peaceful temperament to limit aggressive behavior. But that is not always the case. Unfortunately, there are owners that do not take responsibility and encourage dogs to act aggressively or neglect them all together. Unfortunately, sick, scared, or mistreated dogs can represent a risk to others which is why owners must take an active role in their dog’s life to prevent dog bite attacks.
Contact an Experienced Iowa Dog Bite Lawyer
Many assume that there is nothing they can do to recover damages for their injuries following a dog attack, but, in reality, the dog owner is responsible and can be liable for medical bills,lost wages, pain and suffering and more. If you are a victim of a dog attack, it is important to get help as soon as possible. An experienced Iowa dog bite lawyer can pursue damages on your behalf to aid in your recovery. If you or a family member is a victim of a Iowa dog bite attack, contact Des Moines Iowa personal injury lawyer Marc Humphrey for help right way at 515-331-3510.